WINTER 2019

      member

       IMPORTANT MEMBER
   INFORMATION on Proposed

State Charter Conversion

      JOIN US IN                                  It’s not change…it’s an evolution of who we are and what you,
                                                  as members, want us to be for you, your kids and your grandkids.
 Celebrating!
          63RD                                    As part of our growth, sparked by your advocacy and loyalty to this
                                                  organization, we continue to evaluate who we are and what it takes to feed
    ANNUAL MEETING                                our growth and profitability to bring you the products and services you desire.
    & DINNER/DANCE                                One such shift, taking place right now, is our request for a change from a
Saturday, February 23, 2019                       Federal to State chartered credit union.

     5pm Meeting & Prize Drawings                 Catholic Federal Credit Union has a rich history, since 1956, of positively
            6pm Buffet Dinner                     impacting the lives of generations of families. The Board of Directors and
                                                  management team believe converting to a state charter is the best option to
          7:30pm – 10:30pm                        continue providing member-owners with unsurpassed service from a strong,
                                                  stable and viable credit union for years to come. The decision to pursue a
    Live Entertainment by “Silent Bark”           change in the charter was made after careful consideration and consultations
                                                  with industry experts. A state charter conversion will ensure that we are
 LOCATION: Horizons Conference Center             here to stay for the next 60+ years and for future generations by providing
                                                  the credit union the opportunity to continue to serve our current field of
       6200 State Street, Saginaw, Michigan       membership and to serve additional geographic areas in Michigan.

COST: $20 per member (Limited to 2 tickets        A state charter conversion notice and ballot will be mailed to all eligible
                                                  members prior to a special member’s meeting where members can vote
  per member account and the primary member       from 3pm – 6pm on Thursday, February 28, 2019 at Horizons Conference
    must be at least 16 years of age or greater)  Center, 6200 State St., Saginaw, Michigan. A majority of the votes cast
                                                  by the members is required to approve the conversion. Members can also
            Tickets will be on sale               vote via mail by returning the ballot in a postage paid envelope to the CPA
     Wednesday, January 16, 2019                  firm Andrews Hooper Pavlik PLC. Any ballots received after 6:00pm on
    at all locations and over the phone.          February 28, 2019 will be not be counted.

   The entertainment, Silent Bark, uses           We’re excited about the path ahead for our members and the communities
   elements of rock, pop, blues, country          we serve. We appreciate your support. If you have any questions about the
  and funk to put on an evening of solid          charter vote, please see the additional information on the following pages or
grooves, infectious melodies and quality          contact the credit union at (800) 798-2328.
  musicianship to keep you dancing and
                                                  IMPORTANT NOTE: All Catholic Federal Credit Union deposit accounts will
             the dance floor filled.              continue to be federally insured by our current federal government.

                                                  SEE INSIDE FOR MORE INFORMATION.