UPDATE: March 23, 2020 11:30am

Jolt Credit Union remains open to serve our members as an essential service under the Governor’s statewide Stay Home, Stay Safe, Save Lives' order. Our drive-thru, phone and online/mobile channels will remain open and available to serve you.

SPECIAL FINANCIAL ASSISTANCE WE ARE OFFERING

The core of the credit union movement is people helping people. We understand the concern and uncertainty many of us are feeling not only around our health, but around our finances. We are committed to doing the right thing for our members, which is why we’re immediately launching ways to support you financially in these uncertain times. Jolt members in need of assistance have access to these options:

  • A short-term personal 3% APR* loan with no payments for 90 days**
  • Skip a pay fee waived***
  • Access to free financial counseling through GreenPath Financial Wellness
  • No fee or penalty for withdrawing funds early from a Certificate of Deposit

If you are stressed about your finances, please don’t wait to contact us. We are here to assist you and all of our membership through these challenging times.

LOBBY SERVICE
Jolt Credit Union has elected to close lobby services at all locations. To schedule an appointment or to access your safe deposit box, call or text us at (800) 798-2328 or email us at memberservices@joltcu.com We will communicate the re-opening of lobby services when they are available.

Our drive-thru will remain open and have extended hours with most services available:
Monday – Friday: 8 a.m. – 6 p.m. ET
Saturday (6180 State, Saginaw & 915 S. Euclid, Bay City): 9 a.m. – 1 p.m. ET

MEMBER SERVICE VIA PHONE
Member Contact Center, call or text (800) 798-2328:
Monday – Friday 9 a.m. – 5 p.m. ET
Saturday 9 a.m. – 1 p.m. ET

ATM, ONLINE & MOBILE BANKING AVAILABLE 24/7
24/7 account access is available with online and the mobile banking app to check balances, make payments, transfer funds, or deposit checks. If you need assistance accessing your Online/Mobile Banking account, call or text us at (800) 798-2328.

Use our ATMs where you can check your balances and withdraw cash. We’re a member of the CO-OP Network, which allows you access to nearly 30,000 surcharge-free ATMs.
Our focus is and will continue to be serving you. We are committed to doing the right thing for the people in our communities. For up-to-date information on Jolt’s response to the COVID-19 pandemic, visit us online at https://www.joltcu.com/COVID-19

*Annual Percentage Rate. All loans are subject to credit approval and rates are subject to change without notice. Payment example: Loan amount of $10,000 at 3.00% APR for 36 months results in 35 monthly payments of $290.84 and a final payment of $290.71. **Interest accrues from the date the loan is funded.

***Finance charges continue to accrue during the skipped period. Loans must be current to qualify. Please note that Mortgages, Home Equity loans, Credit Cards and Lines of Credit are not eligible. Each loan may only be postponed twice per 12 month period and 3 consecutive payments must be made in between requested skip a payments. A skipped payment may reduce any GAP insurance claims on insured vehicles. Please consult your GAP policy for more information.
 

UPDATE: Monday, March 23, 2020

Your financial wellness is our top priority and we know members may be financially impacted by COVID-19. Available to current Jolt Credit Union members is a personal loan at 3% APR*, 90 days no payments.** Flexible loan terms up to 36-months, no application fee. To apply, call us at (800) 798-2328 or apply online.

*Annual Percentage Rate. All loans are subject to credit approval and rates are subject to change without notice. Payment example: Loan amount of $10,000 at 3.00% APR for 36 months results in 35 monthly payments of $290.84 and a final payment of $290.71. **Interest accrues from the date the loan is funded.

Skip a Pay Fee Waived*
We’re waiving the fee on our Skip a Pay* program now through May 31, 2020. You can skip a payment on your eligible consumer loan without paying a fee, so you can keep you with your financial responsibilities during this trying time.

To skip an eligible payment, call us at (800) 798-2328 or log into your Online Banking account and select Skip a Payment in the menu.

*Finance charges continue to accrue during the skipped period. Loans must be current to qualify. Please note that Mortgages, Home Equity loans, Credit Cards and Lines of Credit are not eligible. Each loan may only be postponed twice per 12 month period and 3 consecutive payments must be made in between requested skip a payments. A skipped payment may reduce any GAP insurance claims on insured vehicles. Please consult your GAP policy for more information.

In addition, we have made the following updates:

  • Debit Card purchase limits have increased from $1,000 to $2,000. We are encouraging members to avoid cash handling as much as possible.

UPDATE: Monday, March 16, 2020

As the coronavirus (COVID-19) continues to spread, our focus is on doing everything we can do to reduce risk and limit the potential spread.

Beginning Tuesday, March 17th, Jolt Credit Union has elected to close lobby services at all locations. To schedule an appointment or to access your safe deposit box, call or text us at (800) 798-2328 or email us at memberservices@joltcu.com We will communicate the re-opening of lobby services when they are available.

Our drive-thru will remain open and have extended hours with most services available:
Monday – Friday: 8 a.m. – 6 p.m. ET
Saturday (6180 State, Saginaw & 915 S. Euclid, Bay City): 9 a.m. – 1 p.m. ET


Member Contact Center, call or text (800) 798-2328:
Monday – Friday 9 a.m. – 5 p.m. ET
Saturday 9 a.m. – 1 p.m. ET

24/7 account access is available with online and the mobile banking app to check balances, make payments, transfer funds, or deposit checks. If you need assistance accessing your Online/Mobile Banking account, call or text us at (800) 798-2328.

Use our ATMs where you can check your balances and withdraw cash. We’re a member of the CO-OP Network, which allows you access to nearly 30,000 surcharge-free ATMs.

We’re here – we live and work in the same local communities and we are in this together. If you are or your family is experiencing financial hardship because of the current public health situation, call us to discuss options that we can help you with during this difficult time.

You’ll be hearing from us more often than normal to keep open lines of communication and we will continue to update this website and social media sites with additional information. Thank you for being a member.

UPDATE: March 12, 2020

At Jolt Credit Union, your wellness and financial well-being are our top priority as we face the rapidly evolving coronavirus (COVID-19) situation. We are taking extra precautions at Jolt Credit Union to keep our staff and members safe, secure and healthy that we want to share with you.

To keep our workplace safe and free from infection, we are taking the following precautionary steps.

  • We've enhanced the thoroughness of cleaning at all locations.
  • Hand sanitizer wipes are available in all locations.
  • We will discontinue our beverage stations in our locations temporarily.
  • Jolt employees are being asked to stay home if they are not feeling well and have been provided with the CDC’s guidelines for preventing the spread of the virus. In addition, all staff have also received extra personal days off in the event sickness occurs.

Our branches, member support team and 24/7 remote channels remain available to you without interruption. Our goal is to provide you with uninterrupted service. The Centers for Disease Control and Prevention (CDC) is advising the public to stay home when sick and avoid close contact with people who are sick. If you are sick, here are options to access your account:

  • Use online and the mobile banking app to check balances, make payments, transfer funds, or deposit checks. If you haven't registered yet, we encourage you to create your account today. If you are having trouble with access, call us at (800) 798-2328.
  • Use our ATMs where you can check your balances and withdraw cash. We’re a member of the CO-OP Network, which allows you access to nearly 30,000 surcharge-free ATMs.
  • Call us at (800) 798-2328 to reach our Member Support team.

Should you or your family be impacted by COVID-19 and need our support, we’re here to help and provide you financial guidance and discuss any financial arrangements you may need to help you through this difficult time.

We will continue to monitor the situation closely and evaluate additional measures to support our members and community as needs arise.

Thank you for being a member of Jolt Credit Union. We will continue to update our website, as well as our social media with information as it becomes available.

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