We're glad you found us. At Jolt, we're member-focused and community active. We're ALL IN to be your by-your-side guide helping you achieve your goals with personal and accessible financial solutions. We're passionate about changing the way you experience financial services. Our low rates come with a smile and personal service because we put people before profits. That's just how we roll.

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  • You are related to a current member of Jolt Credit Union.
  • You live, work, worship or attend school in Bay, Saginaw, Midland, Gratiot, Gladwin, Isabella, Clare, Arenac, Tuscola, Huron, Sanilac, Osceola, Wexford, Mecosta, Montcalm, Iosco, Ogemaw, Roscommon, and Missaukee counties in Michigan.
  • Even if you don't fit into one of these groups listed below, give us a call. There may be another way for you to join our family. We really want you here with us.


Step 1: Get Organized. Follow our easy step by step form to make the process fast and convenient.

Step 2: Change Your Direct Deposit. Complete and print out the Direct Deposit Form. Take the completed form to your employer’s HR or payroll department. On payday you can check your account online with Online Banking or on your phone with Mobile Banking to make sure your Direct Deposit is in your new Jolt account.

Step 3: Change Your Automatic Withdrawals. If you have automatic withdrawals from your old account (car payments, gym memberships, iTunes, etc.) you will need to transfer these to your new Jolt account. Complete and print out the Change Automatic Withdrawals Form.

Step 4: Close Your Old Bank Account. After making sure that all checks, transactions and automatic withdrawals have been cleared from your old account, print out the Account Closing Form and mail or deliver to your old financial institution.

Congratulations, you’re done!

Additional Account Information

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