FRAUD REMINDER: Just because your caller ID says “Jolt Credit Union” doesn’t mean it’s us. Scammers are spoofing our phone number. We’ll never ask for your online banking credentials, PIN numbers, or one-time passcode. If you’re ever unsure, hang up and call us at 989-799-8744 or 800-798-2328.

The Washington Avenue lobby is temporarily closed due to front entrance damage. The drive-thru and ATM remain open. 

Go to main content Jolt Credit Union

New Friday Hours

Authored By: Bridget Staffileno, VP Brand Engagement on 9/26/2025

 

Effective Friday, October 3rd:

  • The State Street branch will now open at 9:00 AM on Fridays.

  • All branch lobbies will close at 5:00 PM on Fridays, and the drive-thru will remain open until 6:00 PM.

Account access is available 24/7 through Online and Mobile Banking or at an ATM.

 

View our new hours:

SAGINAW
MAIN OFFICE

6180 State Street

Branch Hours:
M - F: 9am – 5pm

Drive-Thru Hours:
M, T, W, Th: 9am – 5pm
F: 9am – 6pm
S: 9am – 12pm


SAGINAW

1002 S. Washington Avenue

Branch Hours:
M - F: 9am – 5pm

Drive-Thru Hours:
M, T, W, Th: 9am – 5pm
F: 9am – 6pm


BAY CITY

915 S. Euclid Avenue

Branch Hours:
M - F: 9am – 5pm

Drive-Thru Hours:
M, T, W, Th: 9am – 5pm
F: 9am – 6pm
S: 9am – 12pm


ESSEXVILLE

3105 Center Avenue

Branch Hours:
M - F: 9am – 5pm

Drive-Thru Hours:
M, T, W, Th: 9am – 5pm
F: 9am – 6pm


MIDLAND

2106 N. Saginaw Road

Branch Hours:
M - F: 9am – 5pm

Drive-Thru Hours:
M, T, W, Th: 9am – 5pm
F: 9am – 6pm
 



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