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Whether you need to consolidate credit card debt, help with Christmas expenses, pay off holiday bills, take the family on vacation, or have a home renovation our Signature Loan is ready for you. This loan features:

  • Fixed payments to make budgeting easy
  • No prepayment penalty
  • Competitive fixed rate
  • Low cost payment protection


Miscellaneous Loans
Effective Date: as of December 3, 2018
DescriptionLoan Term \ DetailsAPR*
Balance Transfer Loans Up to 60 Months 9.00%
Large RV's 60 Months Amortized 180 Mo. 4.50%
Large RV's 121 to 180 Months Fixed 5.75%
Motorcycles, ATV's, Jet Ski's Up to 60 Months 4.50%
New & Used Boat Loans Up to 60 Months 4.50%
Season Loan
(Everything +, Summer Fun maximum of $10,000)
Up to 36 Months 6.25%
Share-Secure Loan Up to 12 Months 3.15%
Share-Secure Loan Up to 36 Months 4.15%
Signature Loan Up to 60 Months 9.75%
Small RV's Up to 60 Months 4.50%
RV's 61 to 120 Months FIXED 4.99%
Technology Loan
(Maximum $2,500 Loan)
Up to 24 Months 5.25%
Vacation Loan
(Maximum $10,000 Loan)
Up to 36 Months 6.25%
Platinum VISA Credit Card   9.90%
*Annual Percentage Rate. Rates listed represent our best rates. Rates, terms and conditions vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval and rates are subject to change without notice.

To view Payment Examples please select the hyperlinks on each loan rate.

Skip a Payment


When you have an expense you didn't plan for, Jolt’s Skip a Payment* program lets you skip your monthly payment for a $35 processing fee on a qualifying Jolt loan. Interest will continue to accrue on your loan.


Skip your payment now by logging into your Online Banking account and click on Services and select Skip a Payment.


Call the credit union at 800.798.2328 or stop by any location.

*Finance charges continue to accrue during the skipped period. Loans must be current to qualify. Please note that Mortgages, Home Equity loans, Credit Cards and Lines of Credit are not eligible. A $35 processing fee will be assessed for each skipped loan. Each loan may only be postponed twice per 12 month period and 3 consecutive payments must be made in between requested skip a payments.


A. No, a Signature loan will ensure a fixed payment each month.

A. The interest will vary based on your interest rate and amount of your loan.

A. Terms from 12-60 months are available.

A. No collateral is required for a signature loan.

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