STOP RENTING. START OWNING.
As a MSHDA lender, Jolt can offer financial assistance to those who qualify.
EXPLORE THE BENEFITS
DOWN PAYMENT ASSISTANCE
Qualified first-time homebuyers can be approved to receive $10,000 towards their down payment.
AS LITTLE AS 1% DOWN
Borrowers may be able to purchase as a first-time homebuyer with as little as 1% down.
CURRENT HOMEOWNER
Buyers who have owned a home previously may qualify for MSHDA program in targeted property areas.
WHO'S ELIGIBLE?
To qualify, you must meet the following requirements:
- First-time homebuyer and repeat homebuyer in targeted areas (have not owned a home in the previous three years)
- Meet income eligibility
- Sales Price limit - $224,500 statewide
- Credit score of 640 or higher
*Other restrictions may apply.
4.75%*
FIRST-TIME HOMEBUYER
MSHDA RATE RELIEF
First-time homebuyers, we have exciting news! You can now unlock our LIMITED-TIME MSHDA Rate Relief Offer! Owning a home just became more accessible and affordable for families. Take the first step and contact our mortgage team today.
WHO'S ELIGIBLE?
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First-time homebuyers with a qualifying income at or below 80% of Area Median Income (AMI)
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Credit score of 640 or higher
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30-year term
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New or existing single-family residences, including some types of manufactured homes
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Maximum sales price limit - $224,500
*Other restrictions may apply.
That first home is special. Need help getting started?
We know buying your first home is a big step, and you might have questions. We’re here to help walk you through the home financing process.
MEET OUR MORTGAGE EXPERTS
NMLS ID #715640
Jesse Maldonado, Jr.
VP Mortgage Lending
maldonadoj@joltcu.com
989.799.8744 ext. 1401
State Street, Saginaw
NMLS #433139
Rebecca Swanson
Mortgage Supervisor
swansonb@joltcu.com
989.799.8744 ext. 1402
State Street, Saginaw
NMLS #759033
Laurin Light
Sr. Mortgage Loan Officer
lightl@joltcu.com
989.799.8744 ext. 1408
State Street, Saginaw
NMLS #1817692
Ashley Kubacki
Mortgage Loan Officer
kubackia@joltcu.com
989.799.8744 ext. 1407
State Street, Saginaw
NMLS #2327065
Sara Pettenger
Mortgage Loan Processor
pettengers@joltcu.com
989.799.8744 ext. 1404
State Street, Saginaw
NMLS #2428507
Kat Wallaert
Mortgage Loan Closer
wallaertk@joltcu.com
989.799.8744 ext. 1403
State Street, Saginaw
NMLS #2418233
Deb Baum
Mortgage Underwriter
baumd@joltcu.com
989.799.8744 ext. 1405
State Street, Saginaw
NMLS #819547
Kelly Prast
Mortgage Servicer/Escrow Specialist
prastk@joltcu.com
989.799.8744 ext. 1409
State Street, Saginaw
NMLS #763553
READY FOR THE Next Step?
Complete the form below, or call the Mortgage Team at (989) 799-8744 ext. 1400