Jolt Credit Union logo Go to main content
Online Banking


Share secured loans are one of the best kept secrets in lending. You pledge your funds that are at Jolt, either in a savings account or certificate account, as collateral for the loan and you get the best of both worlds - money you borrow at a lower interest rate while still earning dividends on your pledged funds.

The loan rate is 3% - 4% higher than the interest you are currently earning on your savings account or certificate of deposit depending on the loan term.


A. No, a Signature loan will ensure a fixed payment each month.

A. The interest will vary based on your interest rate and amount of your loan.

Go to main navigation