FRAUD REMINDER: We’ll never ask for your online banking credentials, PIN, Social Security number, or one-time passcode by phone or text. If you’re ever unsure, hang up and call us at 989-799-8744.

October 12th: Our Washington branch opening is delayed while we work to get back online. We’ll let you know as soon as we’re back up and ready to serve you. Thanks for your patience!

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Share Secured Loan

Couple

Features

Share secured loans are one of the best kept secrets in lending. You pledge your funds that are at Jolt, either in a savings account or certificate account, as collateral for the loan and you get the best of both worlds - money you borrow at a lower interest rate while still earning dividends on your pledged funds.

The loan rate is 3% - 4% higher than the interest you are currently earning on your savings account or certificate of deposit depending on the loan term. 

Shared Secured Loans

Will my payments vary?
How much interest will I pay?
 

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