Credit Union Mailing Address:
P.O. Box 6338
Saginaw, MI 48608-6338
Call Us:
1-989-799-8744
1-800-798-2328
Contact Jolt Credit Union
What Can We Help You Find?
FRAUD REMINDER: Just because your caller ID says “Jolt Credit Union” doesn’t mean it’s us. Scammers are spoofing our phone number. We’ll never ask for your online banking credentials, PIN numbers, or one-time passcode. If you’re ever unsure, hang up and call us at 989-799-8744 or 800-798-2328.
The Washington Avenue lobby is temporarily closed due to front entrance damage. The drive-thru and ATM remain open.
Credit Union Mailing Address:
P.O. Box 6338
Saginaw, MI 48608-6338
Call Us:
1-989-799-8744
1-800-798-2328
I've NEVER had an issue with anything at Jolt Credit Union. If I ever did, I'm confident they would quickly resolve any issue or problem. I have been with Jolt for 5 years, nothing but exceptional services and resources.
It is such a joy to enter Jolt CU. I never have any problems with staff. All are absolutely wonderful, polite, and are willing to go to any length to help you.
I'm so happy that we finally have a branch here in Midland! The staff here have been fabulous and helpful. They have gone above and beyond to help me with my father. They made molehills out of mountains and I won't bank anywhere else.
Taylore is extremely helpful and professional. I'm greeted by name whenever I visit so I automatically feel welcomed. That feeling as soon as you walk into a bank or credit union and knowledge in services is great.
This was the easiest loan I have ever secured. Jolt helped make our experience one to remember and we appreciate everything they did for us. It's not easy picking up the pieces after totaling a vehicle but they made it easy. This is the type of customer service that will bring people back time and time again. It's what brought me back!
When I go into the Midland branch someone always says hello, and usually by my name which means a lot. I have had nothing but excellent service from everyone in the branch. Last year, I was taking care of my father before he passed away and your staff were my saving grace. I will not do my finances with any other institutions. Thank you for the branch here in Midland and for staffing it with such wonderful, caring people.
The process was quick and easy. Both ladies who assisted me were very professional and detailed with informing me of my options. The communication was quick and clear. The entire process was completed with ease. The loan was completed in less than 48 hours without even having to step foot in the building! Thank you for assisting me!
Jolt has been wonderful to me. My last loan I had taken out was to pay my mom’s hospital bills. I cannot thank Jolt enough. I have no words to express my gratitude. Keep up the good work!
Payment Example – Loan amount of $25,035 with $0 down at 4.824% APR* for 36 months results in approximate monthly payments of $753.28. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 4.793% APR* for 60 months results in approximate monthly payments of $473.17. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,000 with $0 down at 8.049% APR* amortized over 60 months results in equal monthly payments of $507.09. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $15,000 with $0 down at 8.148% APR* for 36 months results in equal monthly payments of $470.23. (Loan amount does not include $35.00 processing fee.)
Payment Examples - Loan amount of $15,000 with $0 down at 8.111% APR* for 48 months results in equal monthly payments of $366.33. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $25,000 with $0 down at 8.540% APR* for 72 months results in equal monthly payments of $444.62. (Loan amount does not include $35.00 processing fee.)
Payment Examples:
Loan amount of $10,000 with $0 down at 9.00% APR* for 60 months results in equal monthly payments of $207.60.
Loan amount of $5,000 with $0 down at 9.00% APR* for 60 months results in equal monthly payments of $103.80.
Payment Examples – Loan amount of $2,500 with $0 down at 3.050% APR* for 12 months results in equal monthly payments of $211.80.
Payment Example – Loan amount of $10,000 with $0 down at 11.75% APR* for 60 months results in equal monthly payments of $220.62.
Payment Example – Loan amount of $1,500 with $0 down at 5.25% APR* for 24 months results in equal monthly payments of $65.98.
Payment Example – Loan amount of $10,000 with $0 down at 11.75% APR* for 72 months results in equal monthly payments of $194.28.
Please contact the Mortgage Department for details at (989) 799-8744 ext. 159 (Remove the Rate and remove the administration fee)
Payment example based on a purchase price of $50,000, loan amount is $40,000. There will be 83 monthly payments of approximately $334.58, with one (1) balloon payment of approximately $32,720.61.
Payment Example – Loan amount of $25,035 with $0 down at 4.793% APR* for 60 months results in approximate monthly payments of $473.17. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 5.536% APR* for 72 months results in approximate monthly payments of $412.64. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 4.805% APR* for 48 months results in approximate monthly payments of $578.12. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 4.824% APR* for 36 months results in approximate monthly payments of $753.28. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $15,000 with $0 down at 3.35% APR* for 24 months results in equal monthly payments of $647.07.
Payment Example – Loan amount of $25,035 with $0 down at 5.536% APR* for 72 months results in approximate monthly payments of $412.64. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 5.539% APR* for 66 months results in approximate monthly payments of $444.35. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Examples – Loan amount of $3,500 with $0 down at 4.050% APR* for 36 months results in equal monthly payments of $103.42.
9.90%
Payment Example – Loan amount of $25,035 with $0 down at 5.780% APR* for 84 months results in approximate monthly payments of $366.09. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $35,000 with $0 down at 10.007% APR* over 180 months results in equal monthly payments of $376.09. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $100,000 at 4.75% APR* for 60 months results in 60 months of Interest Only payments of $390.39 per month.
Payment Example – Loan amount of $30,000 at 6.99% APR* for 72 months results in 71 equal monthly payments of $511.41 and one final payment of $511.12.
Payment Example – Loan amount of $25,035 with $0 down at 4.805% APR* for 48 months results in approximate monthly payments of $578.12. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $35,000 with $0 down at 8.781% APR* amortized over 84 months results in equal monthly payments of $559.07. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $35,000 with $0 down at 9.013% APR* over 120 months results in equal monthly payments of $443.52. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $25,035 with $0 down at 5.780% APR* for 84 months results in approximate monthly payments of $366.09. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment example based on a purchase price of $50,000, loan amount is $40,000. There will be 83 monthly payments of approximately $334.58, with one (1) balloon payment of approximately $32,720.61.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance, taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED-, amortized over a 30-year period. Borrowing $95,000 at 6.255% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $554.39 and one (1) final payment of approximately $558.12. Escrow required.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED - amortized over a 30-year period. Borrowing $90,000 at 6.898% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $561.48 and one (1) final payment of approximately $564.33 Escrow required.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance, taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED-, amortized over a 30-year period. Borrowing $95,000 at 7.028% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $568.86 and one (1) final payment of approximately $491.38. Escrow required.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED - amortized over a 30-year period. Borrowing $90,000 at 5.841% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $503.98 and one (1) final payment of approximately $498.87 Escrow required.
Loan amount of $25,035 with $0 down at 6.797% APR* for 60 months results in approximate monthly payments of $494.06. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Loan amount of $25,035 with $0 down at 7.539% APR* for 72 months results in approximate monthly payments of $434.12. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Paying ahead feels great—it gives you peace of mind and a sense of progress. But having the freedom to access those funds when the unexpected happens? That feels even better! With Kasasa Take-Back®, you get the best of both worlds: financial responsibility with built-in flexibility.
Kasasa Take-Back loans are excluded from the 90 Days No Payment option.
Payment Example – Loan amount of $1,000 with $0 down at 18.99% APR* for 12 months results in equal monthly payments of $92.15.