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Features

Collects and grows your earned Kasasa checking rewards from a Kasasa Cash® or Kasasa Cash Back® account.

EARNS DIVIDENDS. Earn up to 1.50% APY* on your Kasasa Saver balance every month when you meet our easy qualifications in a Kasasa checking product.

BUILDS SAVINGS EFFORTLESSLY. Links to your Kasasa checking account to automatically sweep earned rewards into this dividend-earning account.

FREE ACCOUNT. No monthly maintenance fees, no minimum balance requirements, and no minimum deposit to open.

Benefits

SAVE AND GROW YOUR REWARDS WITH EASE

Just by doing a few easy banking activities, (we call them “qualifications”), you’ll be eligible to use your free Kasasa Saver every month.

REWARDS

  • Free savings account that helps build savings effortlessly
  • Links to your free Kasasa Cash or Kasasa Cash Back checking account
  • Will automatically sweep earned Kasasa® checking rewards every cycle
    • 1.50% APY* on balances up to $50,000
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • No minimum deposit to open
  • Free Online Banking and Mobile Banking
    • Free eStatements

EASY QUALIFICATIONS

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or automatic payment (ACH)
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

If for some reason you don’t meet the qualifications, there’s no need to worry. Your accounts are still free and you'll still earn our base rate. Even more, you can get right back to earning your rewards the very next month.

To Open

To join Jolt Credit Union and open your Free Kasasa Saver account, please review our easy Switch Kit.

If you already have a Kasasa checking and would like to add a Kasasa Saver, click here.

Questions? Visit your local branch of Jolt Credit Union, contact our Call Center at 1-800-798-2328 or email us at memberservices@joltcu.com.

Reward Information

*Reward Information:

Rewards vary by account depending on what Kasasa account you open, you will receive the following rewards when you meet the qualifications during a monthly qualification cycle:

Sample Kasasa Qualification Cycle

Kasasa Cash Back Reward Information:

When your linked Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000.00 in your Kasasa Saver account earn an APY of 1.50% and daily balances over $50,000.00 earn a dividend rate of 0.40% on the portion of the daily balance over $50,000.00.

When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver account earns a dividend rate of 0.05% resulting in an annual percentage yield of 0.05% APY.

Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.

The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.

Kasasa Cash Reward Information:

When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000.00 in your Kasasa Cash account earn a dividend rate of 2.47% resulting in an APY of 2.50%; and daily balances over $15,000.00 earn a dividend rate of 0.40% on the portion of the daily balance over $15,000.00, resulting in a range from 0.40% to 0.77% APY depending on the account's daily balance.

When your linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000.00 in your Kasasa Saver account earn an APY of 1.50% and daily balances over $50,000.00 earn a dividend rate of 0.40% on the portion of the daily balance over $50,000.00.

When your linked Kasasa Cash account qualifications are not met, the entire daily balance in the Kasasa Saver account earns a dividend rate of 0.05% resulting in an annual percentage yield of 0.05% APY.

APY = Annual Percentage Yield.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Membership restrictions may apply.
Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply.
No minimum deposit is required to open the Kasasa Cash Back account.
No minimum deposit is required to open the Kasasa Saver account.
There are no recurring monthly maintenance charges or fees to open or close this account.
A required twelve (12) debit card transactions (PIN or Signature based) during the Monthly Qualification Cycle.
Monthly Direct Deposit/ACH Payment, eStatements enrollment is a condition(s) of this account.
Limit of one (1) account per social security number.
A Kasasa Cash Back account or Kasasa Cash account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
Advertised information and rewards are based on all account qualifications being met during each cycle period.

Trademarks:

Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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