If you have any concerns that deal with integrity, accounting, internal controls or other auditing manners that involve Jolt Credit Union, your Audit (Supervisory) Committee wants to hear from you. Please submit your concerns in writing:
Attn: Jolt Supervisory Committee
P.O. Box 6338
Saginaw, MI 48608
Payment Example – Loan amount of $25,000 with $0 down at 5.50% APR* for 36 months results in equal monthly payments of $755.10.
Payment Example – Loan amount of $15,000 with $0 down at 5.99% APR* for 60 months results in equal monthly payments of $290.01.
Payment Example – Loan amount of $25,000 with $0 down at 7.25% APR* amortized over 160 months results in equal monthly payments of $498.03.
Payment Example – Loan amount of $15,000 with $0 down at 4.50% APR* for 60 months results in equal monthly payments of $279.67.
Payment Examples:
Loan amount of $15,000 with $0 down at 7.25% APR* for 60 months results in equal monthly payments of $298.82.
Payment Example – Loan amount of $25,000 with $0 down at 4.50% APR* for 60 months results in equal monthly payments of $466.12.
Payment Examples:
Loan amount of $10,000 with $0 down at 9.00% APR* for 60 months results in equal monthly payments of $207.60.
Loan amount of $5,000 with $0 down at 9.00% APR* for 60 months results in equal monthly payments of $103.80.
Payment Examples – Loan amount of $2,500 with $0 down at 3.050% APR* for 12 months results in equal monthly payments of $211.80.
Payment Example – Loan amount of $10,000 with $0 down at 9.75% APR* for 60 months results in equal monthly payments of $211.28.
Payment Example – Loan amount of $1,500 with $0 down at 5.25% APR* for 24 months results in equal monthly payments of $65.98.
Payment Example – Loan amount of $10,000 with $0 down at 9.75% APR* for 72 months results in equal monthly payments of $184.04.
Please contact the Mortgage Department for details at (989) 799-8744 ext. 159 (Remove the Rate and remove the administration fee)
Please contact the Mortgage Department for details at (989) 799-8744 ext. 159 (Remove the Rate)
Payment Example - Loan amount of $100,000 with 20% down at 3.25% APR* for 60 months results in 59 equal monthly payments of principal and interest of $435.33 and one final payment of $89,504.00.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
Payment Example: Loan amount of $100,000 with 20% down at 3.35% APR* for 84 months results in 83 equal monthly payments of $440.84 and one final payment of $84,943.90.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
*Rate listed represents our best rate and is available to those who meet certain credit underwriting criteria for a principal residence purchase money loan. Other rates and terms are available. Rates are subject to change at any time. To determine your rate, please contact Jolt.
20% down payment required. First lien required. Payment example based on purchase price of $125,000 and amortized over a 30 year period: $100,000 loan amount at 5.258% APR, 4.75% interest rate, will result in 119 payments of approximately $536.21 and one (1) balloon payment of approximately $81,853.87. Payment example does not include taxes or hazard insurance premiums, and the actual payment obligation will be higher. This is a closed end loan product. There are no draw privileges.
Payment Example – Loan amount of $100,000 with 20% down at 3.25% APR* for 60 months results in 60 equal monthly payments of principal and interest of $1,808.08.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
Payment Example – Loan amount of $100,000 with 20% down at 3.50% APR* for 120 months results in 120 equal monthly payments of principal and interest of $988.96.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
Please click here for current terms and rates.
Payment Example – Loan amount of $50,000 with 0% down at 5.75% APR* for 120 months results in 120 equal monthly payments of principal and interest of $546.23.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
Payment Example – Loan amount of $50,000 with 0% down at 5.60% APR* for 60 months results in 60 equal monthly payments of principal and interest of $952.92.
Payment Example – Loan amount of $50,000 with 0% down at 5.60% APR* for 120 months results in 120 equal monthly payments of principal and interest of $552.34.
Payment Example – Loan amount of $25,000 with $0 down at 5.99% APR* for 60 months results in equal monthly payments of $483.35.
Payment Example – Loan amount of $25,000 with $0 down at 6.45% APR* for 72 months results in equal monthly payments of $419.67.
Payment Example – Loan amount of $15,000 with $0 down at 5.75% APR* for 48 months results in equal monthly payments of $350.66.
Payment Example – Loan amount of $15,000 with $0 down at 5.50% APR* for 36 months results in equal monthly payments of $453.06.
Payment Example – Loan amount of $15,000 with $0 down at 3.35% APR* for 24 months results in equal monthly payments of $647.07.
Payment Example – Loan amount of $15,000 with $0 down at 6.45% APR* for 72 months results in equal monthly payments of $251.80.
Payment Example – Loan amount of $15,000 with $0 down at 6.45% APR* for 66 months results in equal monthly payments of $270.57.
Payment Examples – Loan amount of $3,500 with $0 down at 4.050% APR* for 36 months results in equal monthly payments of $103.42.
9.90%
Payment Example – Loan amount of $15,000 with $0 down at 6.99% APR* for 84 months results in equal monthly payments of $226.42.
Payment Example – Loan amount of $35,000 with $0 down at 9.00% APR* over 180 months results in equal monthly payments of $355.11.
Payment Example – Loan amount of $10,000 with $0 down at 6.25% APR* for 36 months results in equal monthly payments of $305.36.
Payment Example – Loan amount of $100,000 at 6.25% APR* for 120 months results in 120 equal monthly payments of principal and interest of $1,122.80.
Payment Example – Loan amount of $100,000 at 4.75% APR* for 60 months results in 60 months of Interest Only payments of $390.39 per month.
*Rate listed represents our best rate and is available to those who meet certain credit underwriting criteria for a principal residence purchase money loan. Other rates and terms are available. Rates are subject to change at any time. To determine your rate, please contact Jolt.
20% down payment required. First lien required. Payment Example based on purchase price of $125,000 and amortized over a 15 year period: $100,000 loan amount at 3.412% APR, 3.25% interest rate, will result in 180 payments of approximately $702.67. Payment example does not include taxes or hazard insurance premiums, and the actual payment obligation will be higher. This is a closed end loan product. There are no draw privileges.
*Rate listed represents our best rate and is available to those who meet certain credit underwriting criteria for a principal residence purchase money loan. Other rates and terms are available. Rates are subject to change at any time. To determine your rate, please contact Jolt.
5% down payment and private mortgage insurance are required. First lien mortgage required on a qualified Michigan residential property. Payment example based on purchase price of $100,000 and amortized over a 30 year period: $96,757.00 loan amount at 5.477% APR, 4.99% interest rate, will result in 119 payments of approximately $648.53 and one (1) balloon payment of approximately $98,9998.06. Payment example does not include taxes or hazard insurance premiums, and the actual payment obligation will be higher. This is a closed end loan product. There are no draw privileges.
Payment Example – Loan amount of $30,000 at 6.99% APR* for 72 months results in 71 equal monthly payments of $511.41 and one final payment of $511.12.
Payment Example – Loan amount of $15,000 with $0 down at 5.75% APR* for 48 months results in equal monthly payments of $350.66.
Payment Example – Loan amount of $35,000 with $0 down at 7.74% APR* amortized over 84 months results in equal monthly payments of $541.08.
Payment Example – Loan amount of $25,000 with $0 down at 8.00% APR* over 120 months results in equal monthly payments of $303.39.
