Jolt Credit Union
JOLT’S PROMISE: Giving it all we’ve got, every day and everywhere.
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JOLT’S PROMISE: Giving it all we’ve got, every day and everywhere.
Payment Example – Loan amount of $25,000 with $0 down at 4.99% APR* for 36 months results in equal monthly payments of $749.19.
Payment Example – Loan amount of $15,000 with $0 down at 4.99% APR* for 60 months results in equal monthly payments of $283.02.
Payment Example – Loan amount of $25,000 with $0 down at 7.25% APR* amortized over 160 months results in equal monthly payments of $498.03.
Payment Example – Loan amount of $15,000 with $0 down at 4.50% APR* for 60 months results in equal monthly payments of $279.67.
Payment Examples:
Loan amount of $15,000 with $0 down at 7.25% APR* for 60 months results in equal monthly payments of $298.82.
Payment Example – Loan amount of $25,000 with $0 down at 4.50% APR* for 60 months results in equal monthly payments of $466.12.
Payment Examples:
Loan amount of $10,000 with $0 down at 9.00% APR* for 60 months results in equal monthly payments of $207.60.
Loan amount of $5,000 with $0 down at 9.00% APR* for 60 months results in equal monthly payments of $103.80.
Payment Examples – Loan amount of $2,500 with $0 down at 3.050% APR* for 12 months results in equal monthly payments of $211.80.
Payment Example – Loan amount of $10,000 with $0 down at 9.75% APR* for 60 months results in equal monthly payments of $211.28.
Payment Example – Loan amount of $1,500 with $0 down at 5.25% APR* for 24 months results in equal monthly payments of $65.98.
Payment Example – Loan amount of $10,000 with $0 down at 9.75% APR* for 72 months results in equal monthly payments of $184.04.
Please contact the Mortgage Department for details at (989) 799-8744 ext. 159 (Remove the Rate and remove the administration fee)
Please contact the Mortgage Department for details at (989) 799-8744 ext. 159 (Remove the Rate)
Payment Example - Loan amount of $100,000 with 20% down at 3.25% APR* for 60 months results in 59 equal monthly payments of principal and interest of $435.33 and one final payment of $89,504.00.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
Payment Example: Loan amount of $100,000 with 20% down at 3.35% APR* for 84 months results in 83 equal monthly payments of $440.84 and one final payment of $84,943.90.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
*Rate listed represents our best rate and is available to those who meet certain credit underwriting criteria for a principal residence purchase money loan. Other rates and terms are available. Rates are subject to change at any time. To determine your rate, please contact Jolt.
20% down payment required. First lien required. Payment example based on purchase price of $125,000 and amortized over a 30 year period: $100,000 loan amount at 5.258% APR, 4.75% interest rate, will result in 119 payments of approximately $536.21 and one (1) balloon payment of approximately $81,853.87. Payment example does not include taxes or hazard insurance premiums, and the actual payment obligation will be higher. This is a closed end loan product. There are no draw privileges.
Payment Example – Loan amount of $100,000 with 20% down at 3.25% APR* for 60 months results in 60 equal monthly payments of principal and interest of $1,808.08.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
Payment Example – Loan amount of $100,000 with 20% down at 3.50% APR* for 120 months results in 120 equal monthly payments of principal and interest of $988.96.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
Please click here for current terms and rates.
Payment Example – Loan amount of $50,000 with 0% down at 5.75% APR* for 120 months results in 120 equal monthly payments of principal and interest of $546.23.
Payment examples do not include taxes or escrow, which if applicable, will make the actual payment obligation greater.
Payment Example – Loan amount of $50,000 with 0% down at 5.60% APR* for 60 months results in 60 equal monthly payments of principal and interest of $952.92.
Payment Example – Loan amount of $50,000 with 0% down at 5.60% APR* for 120 months results in 120 equal monthly payments of principal and interest of $552.34.
Payment Example – Loan amount of $25,000 with $0 down at 5.49% APR* for 60 months results in equal monthly payments of $477.75.
Payment Example – Loan amount of $25,000 with $0 down at 6.45% APR* for 72 months results in equal monthly payments of $419.67.
Payment Example – Loan amount of $15,000 with $0 down at 4.49% APR* for 48 months results in equal monthly payments of $342.01.
Payment Example – Loan amount of $15,000 with $0 down at 4.49% APR* for 36 months results in equal monthly payments of $446.27.
Payment Example – Loan amount of $15,000 with $0 down at 3.35% APR* for 24 months results in equal monthly payments of $647.07.
Payment Example – Loan amount of $15,000 with $0 down at 6.45% APR* for 72 months results in equal monthly payments of $251.80.
Payment Example – Loan amount of $15,000 with $0 down at 6.45% APR* for 66 months results in equal monthly payments of $270.57.
Payment Examples – Loan amount of $3,500 with $0 down at 4.050% APR* for 36 months results in equal monthly payments of $103.42.
9.90%
Payment Example – Loan amount of $15,000 with $0 down at 6.99% APR* for 84 months results in equal monthly payments of $226.42.
Payment Example – Loan amount of $35,000 with $0 down at 9.00% APR* over 180 months results in equal monthly payments of $355.11.
Payment Example – Loan amount of $10,000 with $0 down at 6.25% APR* for 36 months results in equal monthly payments of $305.36.
Payment Example – Loan amount of $100,000 at 6.25% APR* for 120 months results in 120 equal monthly payments of principal and interest of $1,122.80.
Payment Example – Loan amount of $100,000 at 4.75% APR* for 60 months results in 60 months of Interest Only payments of $390.39 per month.
*Rate listed represents our best rate and is available to those who meet certain credit underwriting criteria for a principal residence purchase money loan. Other rates and terms are available. Rates are subject to change at any time. To determine your rate, please contact Jolt.
20% down payment required. First lien required. Payment Example based on purchase price of $125,000 and amortized over a 15 year period: $100,000 loan amount at 3.412% APR, 3.25% interest rate, will result in 180 payments of approximately $702.67. Payment example does not include taxes or hazard insurance premiums, and the actual payment obligation will be higher. This is a closed end loan product. There are no draw privileges.
*Rate listed represents our best rate and is available to those who meet certain credit underwriting criteria for a principal residence purchase money loan. Other rates and terms are available. Rates are subject to change at any time. To determine your rate, please contact Jolt.
5% down payment and private mortgage insurance are required. First lien mortgage required on a qualified Michigan residential property. Payment example based on purchase price of $100,000 and amortized over a 30 year period: $96,757.00 loan amount at 5.477% APR, 4.99% interest rate, will result in 119 payments of approximately $648.53 and one (1) balloon payment of approximately $98,9998.06. Payment example does not include taxes or hazard insurance premiums, and the actual payment obligation will be higher. This is a closed end loan product. There are no draw privileges.
Payment Example – Loan amount of $30,000 at 6.99% APR* for 72 months results in 71 equal monthly payments of $511.41 and one final payment of $511.12.
Payment Example – Loan amount of $15,000 with $0 down at 5.49% APR* for 48 months results in equal monthly payments of $348.80.
Payment Example – Loan amount of $35,000 with $0 down at 7.74% APR* amortized over 84 months results in equal monthly payments of $541.08.
Payment Example – Loan amount of $25,000 with $0 down at 8.00% APR* over 120 months results in equal monthly payments of $303.39.