Posted by Bridget Staffileno, VP Brand Engagement on October 19, 2026
Get a second eligible loan within 14 days of closing your first qualifying Jolt loan (Oct. 23–Dec. 31) and save .70% on the rate!
Posted by Jolt Credit Union on October 5, 2026
Message from the CEO, Alan Watson
*Restrctions apply. Credit approval and membership eligibility required. Not all applicants qualify.
Payment Example – Loan amount of $25,035 with $0 down at 4.824% APR* for 36 months results in approximate monthly payments of $753.28. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 4.793% APR* for 60 months results in approximate monthly payments of $473.17. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,000 with $0 down at 8.049% APR* amortized over 60 months results in equal monthly payments of $507.09. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $15,000 with $0 down at 8.148% APR* for 36 months results in equal monthly payments of $470.23. (Loan amount does not include $35.00 processing fee.)
Payment Examples - Loan amount of $15,000 with $0 down at 8.111% APR* for 48 months results in equal monthly payments of $366.33. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $25,000 with $0 down at 8.540% APR* for 72 months results in equal monthly payments of $444.62. (Loan amount does not include $35.00 processing fee.)
Payment Examples:
Loan amount of $10,000 with $0 down at 9.00% APR* for 60 months results in equal monthly payments of $207.60.
Loan amount of $5,000 with $0 down at 9.00% APR* for 60 months results in equal monthly payments of $103.80.
Payment Examples – Loan amount of $2,500 with $0 down at 3.050% APR* for 12 months results in equal monthly payments of $211.80.
Payment Example – Loan amount of $10,000 with $0 down at 11.75% APR* for 60 months results in equal monthly payments of $220.62.
Payment Example – Loan amount of $1,500 with $0 down at 5.25% APR* for 24 months results in equal monthly payments of $65.98.
Payment Example – Loan amount of $10,000 with $0 down at 11.75% APR* for 72 months results in equal monthly payments of $194.28.
Please contact the Mortgage Department for details at (989) 799-8744 ext. 159 (Remove the Rate and remove the administration fee)
Payment example based on a purchase price of $50,000, loan amount is $40,000. There will be 83 monthly payments of approximately $334.58, with one (1) balloon payment of approximately $32,720.61.
Payment Example – Loan amount of $25,035 with $0 down at 4.793% APR* for 60 months results in approximate monthly payments of $473.17. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 5.536% APR* for 72 months results in approximate monthly payments of $412.64. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 4.805% APR* for 48 months results in approximate monthly payments of $578.12. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 4.824% APR* for 36 months results in approximate monthly payments of $753.28. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $15,000 with $0 down at 3.35% APR* for 24 months results in equal monthly payments of $647.07.
Payment Example – Loan amount of $25,035 with $0 down at 5.536% APR* for 72 months results in approximate monthly payments of $412.64. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 5.539% APR* for 66 months results in approximate monthly payments of $444.35. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Examples – Loan amount of $3,500 with $0 down at 4.050% APR* for 36 months results in equal monthly payments of $103.42.
9.90%
Payment Example – Loan amount of $25,035 with $0 down at 5.780% APR* for 84 months results in approximate monthly payments of $366.09. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $35,000 with $0 down at 10.007% APR* over 180 months results in equal monthly payments of $376.09. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $100,000 at 4.75% APR* for 60 months results in 60 months of Interest Only payments of $390.39 per month.
Payment Example – Loan amount of $30,000 at 6.99% APR* for 72 months results in 71 equal monthly payments of $511.41 and one final payment of $511.12.
Payment Example – Loan amount of $25,035 with $0 down at 4.805% APR* for 48 months results in approximate monthly payments of $578.12. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $35,000 with $0 down at 8.781% APR* amortized over 84 months results in equal monthly payments of $559.07. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $35,000 with $0 down at 9.013% APR* over 120 months results in equal monthly payments of $443.52. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $25,035 with $0 down at 5.780% APR* for 84 months results in approximate monthly payments of $366.09. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment example based on a purchase price of $50,000, loan amount is $40,000. There will be 83 monthly payments of approximately $334.58, with one (1) balloon payment of approximately $32,720.61.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance, taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED-, amortized over a 30-year period. Borrowing $95,000 at 7.127% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $600.46 and one (1) final payment of approximately $594.30. Escrow required.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED - amortized over a 30-year period. Borrowing $90,000 at 7.766% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $606.35 and one (1) final payment of approximately $602.46. Escrow required.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance, taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED-, amortized over a 30-year period. Borrowing $95,000 at 7.127% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $600.46 and one (1) final payment of approximately $594.30 Escrow required.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED - amortized over a 30-year period. Borrowing $90,000 at 5.841% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $503.98 and one (1) final payment of approximately $498.87 Escrow required.
Loan amount of $25,035 with $0 down at 6.797% APR* for 60 months results in approximate monthly payments of $494.06. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Loan amount of $25,035 with $0 down at 7.539% APR* for 72 months results in approximate monthly payments of $434.12. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Paying ahead feels great—it gives you peace of mind and a sense of progress. But having the freedom to access those funds when the unexpected happens? That feels even better! With Kasasa Take-Back®, you get the best of both worlds: financial responsibility with built-in flexibility.
Kasasa Take-Back loans are excluded from the 90 Days No Payment option.
Payment Example – Loan amount of $1,000 with $0 down at 18.99% APR* for 12 months results in equal monthly payments of $92.15.
