Get rewarded for everyday banking.
Choose the right Kasasa Account for you:
EARN INTEREST
Kasasa Cash Checking
- Earn up to 4.25% APY* on balances up to $15,000 when qualifiations are met.
- No minimum balance.
- Link to Kasasa Saver for more savings.
- Refunds on ATM withdrawal fees up to $25 per month.
- Earn Everyday Rewards on debit card purchases: Coming July 27.
GET CASH BACK
Kasasa Cash Back Checking
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Earn 2.50%** cash back on your debit card purchases every month when qualifications are met.
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No minimum balance.
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Link to Kasasa Saver for more savings.
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Refunds on ATM withdrawal fees up to $25 per month.
- Earn Everyday Rewards on debit card purchases: Coming July 27.
GROW YOUR REWARDS
Kasasa Saver
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Earn up to 1.50%*** on balances up to $50,000 when qualifiations are met.
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No minimum balance or monthly fees.
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Links to your Kasasa Cash or Kasasa Cash Back checking account.
Easy Qualifications:
Enrollment must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each monthly qualification cycle:
- At least 1 direct deposit or automatic payment (ACH) payment
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
Didn't hit all three? Try again next month.
EVERYDAY REWARDS
Coming July 27
Gas. Groceries. Coffee runs. Online shopping. Earn cash rewards on everyday purchases with Kasasa Everyday Rewards.
Every Jolt debit card will be automatically enrolled to earn cash rewards at participating national, regional, and local merchants.
Kasasa Qualifications Cycle
Includes the last day of the prior month through the second to last day of the current month.
ClickSWITCH
Want to enjoy all the benefits of Jolt? Enroll in ClickSWITCH to quickly and securely move your direct deposits and recurring payments to your Jolt account.
Ready to Get Started?
Apply online, visit the nearest Jolt branch, or call at 1-800-798-2328.
When Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000.00 in your Kasasa Cash account earn a dividend rate of 4.17% resulting in a APY of 4.25%; and daily balances over $15,000.00 earn a dividend rate of 0.40% on the portion of the daily balance over $15,000.00, resulting in a range from 4.25% to 0.90%APY depending on the account’s daily balance.
You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded.
Dividends and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive a rate of 2.50% cash back on up to a total of $400.00 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle.
You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.
The cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
| Account Type | Minimum Balance to Earn APY | Dividend Rate | Annual Percentage Yield (APY) | Compounded/Paid |
|---|---|---|---|---|
| Kasasa Cash® Checking (if qualifications are met)1, 2 |
$0.00-15,000 | 4.17% | 4.25% | Monthly/Monthly |
| Kasasa Cash® Checking (if qualifications are met)1, 2 |
$15,000.00 or greater | 0.399% | 4.25% to 0.90%3 | Monthly/Monthly |
| Kasasa Cash® Checking (if qualifications are NOT met) 1 |
$0.00 | 0.05% | 0.05% | Monthly/Monthly |
| Kasasa Saver® (if qualifications are met)1, 2 |
$0.00 - $50,000.00 | 1.48% | 1.50% | Monthly/Monthly |
| Kasasa Saver® (if qualifications are met) 1 |
$50,000.00 or greater | 0.399% | 0.40% to 0.77%4 | Monthly/Monthly |
Rate Information: The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the divided rate and frequency of compounding for an annual period. The dividend rate and annual percentage yield may change at any time as determined by the Credit Union Board of Directors. The Kasasa Saver and Kasasa Cash accounts are tiered rate accounts. To earn APY, the following qualifications must be met and all transactions and activities must post and settle to the Kasasa checking account(s) during each monthly Qualification Cycle: a) At least 12 debit card purchases; b) At least 1 direct deposit or automatic payment (ACH); c) Be enrolled in and agree to receive eStatements. 1 To earn APY, the following qualifications must be met and all transactions and activities must post and settle to the Kasasa checking account(s) during each monthly Qualification Cycle: a) At least 12 debit card purchases; b) At least 1 direct deposit or automatic payment (ACH); c) Be enrolled in and agree to receive eStatements. 2 Only the funds that comprise each tier will earn the rate for that tier. 3 The APY range is based on an assumed account balance of $15,000. The APY decreases as your balance increases. 4 The APY range is based on an assumed account balance of $150,000. The APY decreases as your balance increases. | ||||
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