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Jolt’s low interest rate Tuition Loan can be used for payment of elementary, middle school or high school tuition costs.

The following chart* illustrates how low your Tuition Loan monthly payments can be!

Amount Financed Financed Charged Total Payments per Month
$500.00 $14.31 $514.31 $42.86
$1500.00 $42.95 $1542.95 $128.57
$2000.00 $57.26 $2057.26 $171.42
$3000.00 $85.91 $3085.91 $257.15

*The chart is based on a 12-month repayment term and a tuition loan with a fixed rate of 5.25%APR*.
*APR= Annual Percentage Rate. Rate is subject to change.


Absolutely. You have maximum flexibility, because there are no prepayment penalties and you’ll save on interest charges.

The payment goes directly to your school.

It’s due approximately 45 days after we receive your signed loan agreement.

Parents, guardians, grandparents or other immediate relatives of the student are eligible to apply or cosign.

Absolutely not. There is no obligation associated with filling out an application.

Credit decisions are usually made within 24 hours.

There is no application fee.


The Tuition Loan is designed to offer flexible yet sensible terms.

There is no down payment. You simply make your monthly payments.

Fixed rates mean predictable monthly payments that won’t rise unexpectedly due to interest rate fluctuations.

Tuition loans have a fixed rate.

Yes. If you are not a member already we would be happy to sign you up. You can then benefit from all of our great rates on our loans and deposits.

Tuition, registration and comprehensive fees

You can finance any amount that you are capable of making payments during the 12 month period that is approved by the credit union.

You can pay by check or opt for convenient automatic deductions from your checking or savings account, home banking or payments can be made at any Jolt Credit Union office location.

There are three easy ways to apply: at any Jolt Credit Union location, online and by calling 1-800-798-2328.

Credit card interest rates are often variable. They are also generally higher meaning that you will pay more in interest. Some families appreciate the structure of a fixed monthly payment. With a payment plan from Jolt Credit Union, you keep your credit card purchasing power available for other purchases.

Call Jolt Credit Union's office, access your account online or through the automated phone system.

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