FRAUD REMINDER: Just because your caller ID says “Jolt Credit Union” doesn’t mean it’s us. Scammers are spoofing our phone number. We’ll never ask for your online banking credentials, PIN numbers, or one-time passcode. If you’re ever unsure, hang up and call us at 989-799-8744 or 800-798-2328.
The Washington Avenue lobby is temporarily closed due to front entrance damage. The drive-thru and ATM remain open.
Posted by Bridget Staffileno, VP Brand Engagement on May 29, 2026
Jolt donates $5,000 to Shelterhouse of Midland as part of our For GOOD Community Initiative.
Posted by Jolt Credit Union on May 11, 2026
Nominate a teacher to win a $700 microgrant.
Payment Example – Loan amount of $25,035 with $0 down at 4.824% APR* for 36 months results in approximate monthly payments of $753.28. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 4.793% APR* for 60 months results in approximate monthly payments of $473.17. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,000 with $0 down at 8.049% APR* amortized over 60 months results in equal monthly payments of $507.09. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $15,000 with $0 down at 8.148% APR* for 36 months results in equal monthly payments of $470.23. (Loan amount does not include $35.00 processing fee.)
Payment Examples - Loan amount of $15,000 with $0 down at 8.111% APR* for 48 months results in equal monthly payments of $366.33. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $25,000 with $0 down at 8.540% APR* for 72 months results in equal monthly payments of $444.62. (Loan amount does not include $35.00 processing fee.)
Payment Examples:
Loan amount of $10,000 with $0 down at 9.00% APR* for 60 months results in equal monthly payments of $207.60.
Loan amount of $5,000 with $0 down at 9.00% APR* for 60 months results in equal monthly payments of $103.80.
Payment Examples – Loan amount of $2,500 with $0 down at 3.050% APR* for 12 months results in equal monthly payments of $211.80.
Payment Example – Loan amount of $10,000 with $0 down at 11.75% APR* for 60 months results in equal monthly payments of $220.62.
Payment Example – Loan amount of $1,500 with $0 down at 5.25% APR* for 24 months results in equal monthly payments of $65.98.
Payment Example – Loan amount of $10,000 with $0 down at 11.75% APR* for 72 months results in equal monthly payments of $194.28.
Please contact the Mortgage Department for details at (989) 799-8744 ext. 159 (Remove the Rate and remove the administration fee)
Payment example based on a purchase price of $50,000, loan amount is $40,000. There will be 83 monthly payments of approximately $334.58, with one (1) balloon payment of approximately $32,720.61.
Payment Example – Loan amount of $25,035 with $0 down at 4.793% APR* for 60 months results in approximate monthly payments of $473.17. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 5.536% APR* for 72 months results in approximate monthly payments of $412.64. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 4.805% APR* for 48 months results in approximate monthly payments of $578.12. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 4.824% APR* for 36 months results in approximate monthly payments of $753.28. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $15,000 with $0 down at 3.35% APR* for 24 months results in equal monthly payments of $647.07.
Payment Example – Loan amount of $25,035 with $0 down at 5.536% APR* for 72 months results in approximate monthly payments of $412.64. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $25,035 with $0 down at 5.539% APR* for 66 months results in approximate monthly payments of $444.35. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Examples – Loan amount of $3,500 with $0 down at 4.050% APR* for 36 months results in equal monthly payments of $103.42.
9.90%
Payment Example – Loan amount of $25,035 with $0 down at 5.780% APR* for 84 months results in approximate monthly payments of $366.09. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $35,000 with $0 down at 10.007% APR* over 180 months results in equal monthly payments of $376.09. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $100,000 at 4.75% APR* for 60 months results in 60 months of Interest Only payments of $390.39 per month.
Payment Example – Loan amount of $30,000 at 6.99% APR* for 72 months results in 71 equal monthly payments of $511.41 and one final payment of $511.12.
Payment Example – Loan amount of $25,035 with $0 down at 4.805% APR* for 48 months results in approximate monthly payments of $578.12. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment Example – Loan amount of $35,000 with $0 down at 8.781% APR* amortized over 84 months results in equal monthly payments of $559.07. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $35,000 with $0 down at 9.013% APR* over 120 months results in equal monthly payments of $443.52. (Loan amount does not include $35.00 processing fee.)
Payment Example – Loan amount of $25,035 with $0 down at 5.780% APR* for 84 months results in approximate monthly payments of $366.09. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Payment example based on a purchase price of $50,000, loan amount is $40,000. There will be 83 monthly payments of approximately $334.58, with one (1) balloon payment of approximately $32,720.61.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance, taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED-, amortized over a 30-year period. Borrowing $95,000 at 6.255% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $554.39 and one (1) final payment of approximately $558.12. Escrow required.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED - amortized over a 30-year period. Borrowing $90,000 at 6.898% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $561.48 and one (1) final payment of approximately $564.33 Escrow required.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance, taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED-, amortized over a 30-year period. Borrowing $95,000 at 7.028% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $568.86 and one (1) final payment of approximately $491.38. Escrow required.
Payment examples assume purchase price of $100,000 and do not include amounts for Private Mortgage Insurance taxes and insurance premiums. The payment obligation will be greater. CONVENTIONAL 30 YEAR FIXED - amortized over a 30-year period. Borrowing $90,000 at 5.841% Annual Percentage Rate ("APR"), will result in 359 payments of approximately $503.98 and one (1) final payment of approximately $498.87 Escrow required.
Loan amount of $25,035 with $0 down at 6.797% APR* for 60 months results in approximate monthly payments of $494.06. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Loan amount of $25,035 with $0 down at 7.539% APR* for 72 months results in approximate monthly payments of $434.12. APR may vary based on loan amount borrowed, term of loan, credit score. Payment example includes a $35.00 processing fee.
Paying ahead feels great—it gives you peace of mind and a sense of progress. But having the freedom to access those funds when the unexpected happens? That feels even better! With Kasasa Take-Back®, you get the best of both worlds: financial responsibility with built-in flexibility.
Kasasa Take-Back loans are excluded from the 90 Days No Payment option.
Payment Example – Loan amount of $1,000 with $0 down at 18.99% APR* for 12 months results in equal monthly payments of $92.15.
